Palos Verdes Lifestyle - Norma Toering 310-493-8333

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First Meeting with Lender--Who Should Attend? Question of the Week with Video Response

Last week a prospective buyer called and asked who should meet with the lender.  Her fiance will be contributing the bulk of the down payment, but she is the one with steady employment and spotless credit.  After hearing a little bit more of their history I suggested they both sit down with a lender (I gave them three names) and discuss their goal, their financial picture and let the lender decide the best loan and terms tailored to suit their situation.

 

 

Just as there are a variety of homes to choose from, there are also a variety of loan programs offered.  The lender is the local expert when it comes to home financing.  The best contribution I can make as your real estate agent is to make sure you meet with a lender early in the house hunting process.  A pre-approval letter is one of the best ways to win sellers' confidence and increase the odds of opening escrow.  If you've done your homework by obtaining a strong letter from a lender and your down payment is in the bank you are on your way to a successful home buying experience.

 

 

You will soon be opening up your new front door!

Norma Toering - REMAX Palos VerdesNorma Toering & Team RE/MAX Palos Verdes Realty
(310) 493-8333 / Office Phone: (310) 831-0800

PalosVerdesLifestyle - Nominated by Relocation.com as one of the top ten Los Angeles area real estate blogs. Ranked by Technorati in the top 1% of all blogs. As seen in the Daily Breeze newspaper.

South Bay Los Angeles cities I sell real estate, property, houses and homes in: Palos Verdes Estates, Rolling Hills, Rolling Hills Estates, Rancho Palos Verdes, San Pedro, Long Beach, Torrance, Lomita, Redondo Beach, Hermosa Beach and Manhattan Beach. Information is deemed reliable but not guaranteed.


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Norma Toering - Real Estate BrokerNorma Toering & Team
Broker-Owner - Charlemagne International Properties
310.493.8333 - Email Norma

 

 

 

 

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PalosVerdesLifestyle - Norma's award winning site as the best Palos Verdes homes and real estate blog since 2007.

  • Selected by Relocation.com as one of the top ten Los Angeles area real estate blogs.
  • Chosen by MovingCost.com as one of the best Los Angeles realty blogs.
  • Awarded 5 out of 5 stars by Lender411 blog review. 
  • Ranked by Technorati in the top 1% of all blogs.
  • As seen in the Daily Breeze newspaper.
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Based on information from the Association of REALTORS®/Multiple Listing as of the initial date of this article/blog publication and /or other sources. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

Comments

I agree.

Posted by John Woodward, Broker - Sarasota Real Estate (Sarasota Real Estate Group) over 8 years ago

Absolutely! thanks for the video!

Posted by Robert McArtor, Top Listing Agent for Baltimore and Harford County (RE/MAX Components - Fallston Maryland) over 8 years ago

John - I'm a newbie with videos, but I'm a big believer in "Practice makes perfect." 

Posted by Norma Toering Broker for Palos Verdes and Beach Cities, Palos Verdes Luxury Homes in L.A. (Charlemagne International Properties) over 8 years ago

Robert - It was a bit windy at Trump National...

Posted by Norma Toering Broker for Palos Verdes and Beach Cities, Palos Verdes Luxury Homes in L.A. (Charlemagne International Properties) over 8 years ago

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