Palos Verdes Lifestyle - Norma Toering 310-493-8333


Are We There Yet?


How will I know when we hit the bottom?  That was my client's question as he mulled over the pros and cons of submitting an offer.  You won't, was my response.

It will take months for the numbers to be totaled, tallied and analyzed. Graphs and charts will pinpoint the low by the year, month, and probably the day, it occurred.  Meanwhile the home that was perfect for his family, his commute and within walking distance to the elementary school for his children will house another family.

The waiting game is a gamble.  Yes, maybe the prices will drop.  Yes, maybe a better house will come on the market.  Yes, maybe the interest rates will go down.  But life changes drive the real estate market.

My top five clients at the moment are stirring up my real estate activity due to these life changes:

  1. Birth of twins!  Suddenly the romantic cottage is no longer an option.  Upsizing is a necessity.
  2. Career advancement.  It's an opportunity of a lifetime in another state and will require uprooting and moving. 
  3. Retirement. Can travel be far behind?  I'm searching for a condo and she's checking out cruises.
  4. Divorce.  Need I say more?
  5. Debt.  His company was sold, and he's unemployed and saddled with a large mortgage hit each month.

Change is constant and it is a powerful force in the real estate world.  Life does not stop for a down market.  The investors may be taking a break, the lenders may be restructuring their loan policies, the flippers have vanished, but to quote the familiar, life goes on.


Norma Toering & Team RE/MAX Palos Verdes Realty
(310) 493-8333 / Office Phone: (310) 831-0800

South Bay Los Angeles cities I sell real estate and homes in: Palos Verdes Estates, Rolling Hills, Rolling Hills Estates, Rancho Palos Verdes, San Pedro, Long Beach, Torrance, Lomita, Redondo Beach, Hermosa Beach and Manhattan Beach.

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Norma Toering - Real Estate BrokerNorma Toering & Team
Broker-Owner - Charlemagne International Properties
310.493.8333 - Email Norma





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PalosVerdesLifestyle - Norma's award winning site as the best Palos Verdes homes and real estate blog since 2007.

  • Selected by as one of the top ten Los Angeles area real estate blogs.
  • Chosen by as one of the best Los Angeles realty blogs.
  • Awarded 5 out of 5 stars by Lender411 blog review. 
  • Ranked by Technorati in the top 1% of all blogs.
  • As seen in the Daily Breeze newspaper.
  • Rancho Palos Verdes Top Real Estate Agent

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Based on information from the Association of REALTORS®/Multiple Listing as of the initial date of this article/blog publication and /or other sources. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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